Send and receive money from overseas
$0 fee online international transfers and competitive rates on foreign currency Find out more
When you open a CUA Everyday Account, you get lots of benefits and great tools to help you keep your life running smoothly.
Our iM CUA app lets you message the CUA Personal Banker of your choice from anywhere at a time that suits you.
Enjoy fee free card purchases within Australia, EFTPOS cash out in store plus free access to thousands of ATMs nationwide.
Deposit $1,000 or more into your Everyday Account each month and receive bonus interest on a linked eSaver Reward Account.
A CUA Everyday Account offers great value and variety of ways to access and manage your money.
Pay bills, make instant transfers, view transfers, view statements and more from the comfort of your sofa.
Check balances, transfer money and manage payees on the go with the CUA Mobile Banking app.>|
Tap and pay at the checkout and make secure online purchases with your free CUA Visa Debit card.
Add your card to Apple Pay, Google Pay, Samsung Pay to securely tap and pay at the checkout using your phone.
Call us on 133 282
Mon - Fri: 8:00am - 8:00pm (AEST)
Sat: 8:00am - 4:00pm (AEST)
We have over 50 branches across Australia. Pop in to your local one for a chat.
Doing your day-to-day banking should not be expensive.
That's why we don’t charge you fees for electronic transactions nationwide, and offer you loads of ways to access your money.
account keeping fees
| Monthly account keeping | free |
| Deposits to your account | free |
| BPAY transactions | free |
| Visa & PayWave purchases (domestic) | free |
| CUA ATM balance enquiry | free |
| EFTPOS purchases and cash out | free |
| Personal cheques | $1.50 (from 1 March 2020) |
| Staff assisted transfers | free |
| Periodical payments | free |
| Bank@Post deposits | free |
| Bank@Post withdrawals | $3.00 (from 1 March 2020) |
| Cash withdrawals at CUA ATM, branch | free |
| For full details of all fees, please refer to our Schedule of Fees. | |
You can open an account online with us in less than 5 minutes.
Mon - Fri: 8:00am - 8:00pm (AEDT) Sat: 8:00am - 4:00pm (AEDT)
We are always happy to answer any questions you may have.
You'll need your CUA member number and Web Access Code (WAC) to log on.
If you're not set-up for Online Banking yet and don't have a WAC, then click here to register securely for online and mobile banking in less than 2 minutes.
If you've previously registered and forgotten your WAC, then follow the "Reset your WAC" link on the Online Banking login page or call us on 133 282 You can download the CUA Mobile Banking app from the Apple App Store or Google Play.
To save time, you can activate your CUA Visa Debit card in online banking.
Just log in, select ‘My Cards’ and enter the requested information. You'll then be sent a one-time password and as soon as this is entered, your card will be ready to use. Remember, you only need to activate your card if it’s your first debit card with CUA or a replacement of a card that’s been lost, stolen or damaged. If it’s a replacement for an existing card about to reach its expiry date, the you don’t need to activate it and your current personal identification number (PIN) is still valid.
You can also activate your card in any CUA branch or by calling us on 133 282.
A PayID is a simpler way to identify your CUA account so you can receive instant payments from other participating Australian financial institutions. Your PayID can be your mobile number, email address or ABN (if you’re a busines). Once it’s set up, give your easy-to-remember PayID, instead of your BSB and account number, to anyone transferring money to your CUA account. Your CUA account also allows you to make instant transfers to other people’s PayIDs.
You can create a PayID and make instant payments using CUA Online Banking.
Learn more
A term deposit on your terms! Invest your money in a way that suits you best!
Get a 4% discount on your CUA health premium when you pay direct from your CUA Everyday Account
Have a home and a life with our home loans.
Important information
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Credit Union Australia Ltd ABN 44 087 650 959, AFSL 238317. Conditions, fees and charges apply. This is general information and does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information, including the Terms & Conditions (T&Cs) booklet, before acting on it. The Financial Claims Scheme may apply to this product; refer to the T&Cs for more information.
The CUA Everyday Account, CUA Everyday Snap Account and CUA Everyday Youth Account are designed to help you manage your day-to-day transactions, so they do not earn interest. For accounts that do earn interest, please consider the CUA Everyday 50+ Account (if you are eligible) or check our range of savings accounts and term deposits.
>| There is no fee for accessing your CUA accounts using your mobile. You may incur charges from your mobile provider – please check with your provider for more details. Access is subject to availability and maintenance.
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