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CUA Everyday Youth Account
An award-winning everyday account for your first taste of financial freedom.
- $0 monthly account fees
- Unlimited fee-free electronic transactions
- Get a card with your account
- Tap and pay securely with your phone
Why choose a CUA Everyday Youth Account?
A CUA Everyday Account is the perfect way to start your banking journey. It offers lots of benefits and simple, secure tools to help you look after your money.
A card with your account
Get a CUA Visa Debit card with payWave if you are over 14, or a CUA rediCARD if you are over 10^^.
Unlimited fee-free electronic transactions
Enjoy fee free card purchases within Australia, EFTPOS cash out in store plus free access to thousands of ATMs nationwide.
Get a PayID
Link your CUA Everyday Account to a PayID for easy transfers to your account using just your mobile number or email. It’s a great way to receive payments, like pocket money.
Access and manage your money easily
Your CUA Everyday Account gives you lots of way to access and manage your money.
Online Banking
Pay bills, make instant transfers, view transfers, view statements and more from the comfort of your sofa.
Mobile Banking
Check balances, transfer money and manage payees on the go with the CUA Mobile Banking app.>|
Visa Debit card
Tap and pay at the checkout and make secure online purchases with your free CUA Visa Debit card.
Pay with your phone
Add your card to Apple Pay, Google Pay, Samsung Pay to securely tap and pay at the checkout using your phone.
Free cash withdrawals
Access cash without fees from 10,000+ of ATMs and stores across Australia.
Australia-based call centre
Call us on 133 282
Mon - Fri: 8:00am - 8:00pm (AEST)
Sat: 8:00am - 4:00pm (AEST)
In branch
We have over 50 branches across Australia. Pop in to your local one for a chat.
No Monthly Fees
Looking after your money shouldn’t be expensive. That’s why we won’t charge you monthly account fees or fees for electronic transactions using your Everyday Youth account.
For a full list of fees and charges, refer to our Schedule of Fees Accounts and Access Facilities.
How to open an account
Drop into a CUA Branch and we’ll help you get your account up and running.
What you will need
- You must be between 10 and 17 years of age.
- You must be a permanent Australian resident with an Australian residential address
Got a question?
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Call us on 133 282
Mon - Fri: 8:00am - 8:00pm (AEDT) Sat: 8:00am - 4:00pm (AEDT)
Need some help?
How do I access online and mobile banking? Show content
You'll need your CUA member number and Web Access Code (WAC) to log on. If you don't have a WAC, call us on 133 282 or drop into your local branch.
You can download the CUA Mobile Banking app from the Apple App Store or Google Play.
How do I activate my debit card and set my PIN? Show content
To save time, activate your CUA Visa Debit card or rediCARD in Online Banking or through the CUA Mobile Banking App.
It’s easy - simply log into Online Banking or download our latest mobile banking app through the Apple or Google Play store and select ‘My Cards’. Enter the requested information. You'll be sent a one-time password and as soon as this is entered, your card will be ready to use.
You’ll see an action button to Set/Reset your PIN.
Remember, you only need to activate your card if it’s your first debit card with CUA or a replacement of a card that’s been lost, stolen or damaged. If it’s a replacement for an existing card about to reach its expiry date, then you don’t need to activate it. Your current personal identification number (PIN) is still valid.
You can also activate your card in any CUA branch or by calling CUA on 133 282.
What is a PayID and how do I get one? Show content
A PayID is a simpler way to identify your CUA account so you can receive instant payments from other participating Australian financial institutions. Your PayID can be your mobile number, email address or ABN (if you’re a busines). Once it’s set up, give your easy-to-remember PayID, instead of your BSB and account number, to anyone transferring money to your CUA account. Your CUA account also allows you to make instant transfers to other people’s PayIDs.
You can create a PayID and make instant payments using CUA Online Banking.
Learn more
Other options to consider
Some other options from CUA to keep your life running smoothly.
Youth eSaver Account
Reach your savings goals faster with a generous interest rate of 3.00%p.a. on balances up to $5000
Mobile Banking app
Check your account balance, transfer money and lots more on the go with the CUA Mobile Banking app>|.
Pay with your phone
Did you know you can add your CUA card to your phone's mobile wallet so you can pay securely at the checkout just by tapping your phone?
Important information
Show content
Rates current as at 13 October 2020 and subject to change.
The CUA Everyday Account, CUA Everyday Snap Account and CUA Everyday Youth Account are designed to help you manage your day-to-day transactions, so they do not earn interest. For accounts that do earn interest, please consider the CUA Everyday 50+ Account (if you are eligible) or check our range of savings accounts and term deposits.
Your needs and financial circumstances have not been taken into account. Terms and conditions are available on application. Other fees and charges may apply. A General Information, Terms & Conditions brochure and Schedule of Fees are available online or from your local CUA branch. You should read both these documents before deciding whether to purchase this product, issued by CUA.
Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.
>| There is no fee for accessing your CUA accounts using your mobile. You may incur charges from your mobile provider – please check with your provider for more details. Access is subject to availability and maintenance.
^^ Visa Debit cards are available to members who have an Australian residential address and are aged 14 or over. rediCARDs are available to members aged 10 or over.
