Rates current as at 13 April 2021 and subject to change.
Loans are issued by Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.
1 Available to new loans of $100,000 or more. Maximum LVR limits apply based on standard security types. New loans only. Offers not available for switching of existing CUA home loans or to applicants for another CUA home loan fully approved prior to 04/07/2018 . Rates vary by repayment type (principal and interest vs interest only) and construction loans.
2 Principal and Interest loans are not available for construction purposes.
3 For Construction Interest Only loan type, payments are made on an interest only basis for first 12 months. After 12 months loan will revert to the relevant Accelerate Variable P&I repayments rate. Comparison rate based on a 12 month interest only period and P&I for balance of the term.
4 For Interest Only loan type, maximum interest only period of 24 months for owner-occupier and 60 months for investor lending subject to credit assessment. At expiry of the interest only period loan will revert to the relevant Accelerate Variable P&I repayments rate. Comparison rates based on a 24 and 60 month interest only period respectively and P&I for balance of the term.
5 A $200 minimum withdrawal amount applies for redraws conducted in-branch.
6 You must maintain a minimum balance of $500 in each offset account to obtain an offset benefit. You will also not receive any interest on the funds in your offset accounts.
^ Comparison rate accurate for $150,000 secured loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.