Rates current as at 18 December 2020 and subject to change.
Loans are issued by Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply. Ask us for details.
^ Comparison rate accurate for $150,000 secured loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
# On expiration of the fixed period, loan reverts to the relevant Standard Variable Principal & Interest repayment rate.
>> A daily transfer will refund any amounts paid in advance in excess of the total advance repayments allowed during the fixed rate period (being $50,000 for Premium Fixed and $5,000 for Fixed) unless sufficient to pay out the loan in full (in which case an Early Payout Fee may apply). Excess funds will be transferred to the nominated deposit account, which must remain open for the fixed rate period.
Δ Maximum Loan to Value Ratio (LVR) is inclusive of Lenders Mortgage Insurance (LMI) where applicable. Maximums based on standard security. Lower LVR limits apply for non-standard security types.
>| A $200 minimum withdrawal amount applies for redraws conducted in-branch.
= Early payout fee will apply if the loan is terminated during the fixed period.
7 Principal and Interest loans are not available for construction purposes.
8 For Interest Only loan type, maximum interest only period of 24 months for owner-occupier and 60 months for investor lending subject to credit assessment. Interest Only period must align to the fixed rate period. At expiry of the interest only period loan will revert to the relevant Standard Variable P&I repayments rate. Comparison rates based on interest only for the fixed term and relevant P&I for balance of the term.