Personal Loans

Rates current as at 18 December 2020 and subject to change.

Loan term for a CUA personal loan ranges from 1 to 7 years. CUA Secured Fixed Car Loan is available for new and used vehicles up to 7 years.

For a loan amount of $30,000 over 5 years:

• with a maximum fixed interest rate of 6.79% p.a. (7.16% p.a. comparison rate) for the Secured Fixed Car Loan, the estimated total amount payable (including fees) is $35,729.09.
• with a maximum fixed interest rate of 9.39% p.a. (9.64% p.a. comparison rate) for the Unsecured Fixed Personal loan, the estimated total amount payable (including fees) is $37,881.66.
• with a maximum variable interest rate of 11.89% p.a. (12.15% p.a. comparison rate) for the Unsecured Variable Personal loan, the estimated total amount payable (including fees) is $40,115.02

Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.

Loans are issued by Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply. Ask us for details.

* Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. Rates are for unsecured loans only. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

^** A $200 minimum withdrawal amount applies for redraws conducted in-branch. Redraw facility is available for CUA Personal Loan products on offer from 6 June 2017.

^ Drop in to your local branch for a loan from $1,000.

^‡ Borrow up to $60,000 online, over $60,000 in branch.