Buying a car




New or used car
If you are buying a new car or a used car less than 7 years old, you can use the car you are buying as security for your personal loan.
- Loans from $5,000 to $100,000^
- $0 Monthly fees
- $0 Early payout fees
- Unlimited free extra repayments
- Loans from $5,000 to $50,000^
- $0 Monthly fees
- $0 Early payout fees
- Unlimited free extra repayments
- Loans from $5,000 to $100,000‡
- $0 Monthly fees
- $0 Early payout fees
- Unlimited free extra repayments
Loan Fees
Looking after your money shouldn't be expensive. That's why we won't charge you monthly account fees on your Personal Loan.
Check our full schedule of fees for more details on fees for CUA Personal Loans.
& early payout fee
Account Fees
Calculate your loan repayments
Discover what you can afford and how much you will save with a CUA Car Loan.~
~ The graphical representation of loan calculations is not precise and is representational only.
The calculations provided are estimates only and based upon the information entered into the calculator by the user. The calculations do not include upfront or continuing credit fees and charges. The resulting calculations do not constitute a loan application or variation to an existing CUA facility, loan offer or loan approval
How to apply
Ready to apply? You can apply online today!
- Must be at least 18 years of age
- Be an Australian citizen or permanent resident
- Be employed or receive regular income
- Not be or have been insolvent or bankrupt
- Have no past, present or pending claims against you
- An email address and a contact number
- Existing CUA Member number (if you already bank with us)
- Australian Driver's Licence, Medicare or Passport Details
- Employment and income details
- Details of your assets, expenses and liabilities
Tips for buying a car
The pros and cons of buying new and used cars
You’re ready to upgrade your wheels or say goodbye to public transport and hello to the open road via car ownership.
Six ways to save when you buy a car
Tips from a money expert to help make sure you get the best deal possible when you go to buy a new car.
Buying a car guide
There are plenty of options to consider when buying a car, from the engine size, a new or second hand model and the colour!
Tips for buying a car
Ready to hit the car yards? Here are a few tips from our team.