Everyday Accounts
Savings & Term Deposits
Benefits
Credit Cards
Digital Services
Home Loans
Personal Loans
Tools & Calculators
Health Insurance
Insurance
Travel
0
Debt Consolidation
Once, twice, three times a winner.
We’re proud to have been awarded Australia’s Best Large Credit Union in the Mozo Experts Choice Awards for the third year in a row!
Reasons to choose a CUA Personal Loan
Combine your current loans, credit cards and other debts into one easy-to-manage loan that gives you a competitive interest rate and greater control.
No monthly fees
With $0 monthly fees, you can enjoy having a little extra money in your pocket.
Unlimited extra repayments
Make extra repayments without any fee, and pay your loan off sooner.
Flexible repayment options
Choose to make either monthly, fortnightly or weekly repayments to suit your income and budget.
No penalties for early payout
Pay off your loan sooner without being charged a fee.
Easy access to funds with redraw
Enjoy access to your additional repayments with redraw, so you can use it whenever unexpected costs arise.**
Competitive Rates
Our competitive personal loan interest rates can help you save.
Consolidate debt with a CUA Personal Loan
A CUA Personal Loan makes it easy to manage all of your debt in one payment with one competitive interest rate.
Unsecured Fixed Personal Loan
Peace of mind knowing that your repayments will not change.
- Loans from $5,000 to $50,000^
- $0 Monthly fees
- $0 Early payout fees
- Unlimited free extra repayments
9.89
%
p.a.*
10.14
%
p.a.*
Comparison Rate*
Loan Fees
Looking after your money shouldn't be expensive. That's why we won't charge you monthly account fees on your Personal Loan.
Check our full schedule of fees for more details on fees for CUA Personal Loans.
Monthly account fees
& early payout fee
& early payout fee
Account Fees
Type
Fee
Establishment Fee
$175
Monthly Fees
$0
Early Payout Fee
$0
Calculate your loan repayments
Discover what you can afford and how much you will save with a CUA Personal Loan.~
Apply Now
~ The graphical representation of loan calculations is not precise and is representational only.
The calculations provided are estimates only and based upon the information entered into the calculator by the user. The calculations do not include upfront or continuing credit fees and charges. The resulting calculations do not constitute a loan application or variation to an existing CUA facility, loan offer or loan approval
Your repayments would be
$[repayment] perTotal interest payable
$[interest] overHow to apply
Ready to apply? You can apply online today!
01. Ensure you are eligible to apply
There are a few eligbility requirements you should be aware of before applying for a CUA Car Loan.
02. Apply online
It should take about 20 minutes. You will need proof of ID and all current financial information.
03. Accept your loan contract
If approved, you will recieve your loan contract to approve online.
04. Access your money
You can view your loan and repayment details in Internet Banking.
Are you eligible?
- Must be at least 18 years of age
- Be an Australian citizen or permanent resident
- Be employed or recieve regular income
- Not be or have been insolvent or bankrupt
- Have no past, present or pending claims against you
What you need to apply online
- An email address and a contact number
- Existing CUA Member number (if you already bank with us)
- Australian Drivers Licence Medicare or Passport Details
- Employment and income details
- Details of your assets, expenses and liabilities
More ways to apply for a CUA account
Call us on: 133 282
Mon - Fri: 8:00am - 8:00pm (AEDT)
Sat: 8:00am - 4:00pm (AEDT)
Visit one of our CUA Branches. Find a branch
Important information
