Unsecured Fixed Personal Loan
For loans from $5,000 - $50,000^
CUA Online & Mobile Banking, iM CUA, Telebanker and CUA Online Applications will be offline from 1.00 am to 7.30 am AEST on Sunday 18 April. Our team is conducting scheduled maintenance.
A fixed rate personal loan is a great way to reach your goals. Plus, you’ll enjoy the certainty of always knowing how much your repayments will be.
Manage your budget confidently with a competitive interest rate and take advantage of unlimited fee free extra repayments to pay your loan off sooner. Our easy redraw feature means you can access your additional payments quickly and easily should you need it.
Getting ahead on your finances shouldn’t cost you money. That’s why we don’t charge you for making extra repayments, paying your loan off early or unnecessary monthly fees.
Mon - Fri: 8:00am - 7:00pm (AEST)Sat: 8:00am - 4:00pm (AEST)
What are the steps you should follow for a smooth personal loan application and what information will you need to have at the ready?
Knowing the difference between the interest rate and comparison rate on a loan means making a fully informed decision is that bit easier.
What’s the difference between a secured and unsecured personal loan and what should you consider when choosing between the two?
Loans are issued by Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.
Rates current as at 13 April 2021 and subject to change.
Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.
* Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. Rates are for unsecured loans only. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
** A $200 minimum withdrawal amount applies for redraws conducted in-branch. Redraw facility is available for CUA Personal Loan products on offer from 6 June 2017.
^ $1,000 minimum loan amount in branch, $5,000 minimum loan amount online. Available loan term is 1 to 7 years.
~ You will need to hold a CUA everyday account when the loan is funded.