A CUA Personal Loan helps you do what you want, when you want.
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Choosing a secured loan means you’re able to provide an asset (like a car) as security against the loan. An advantage of taking out a secured loan is that you may be eligible for a lower interest rate. The secured asset may be forfeited to the bank if you fail to meet your repayments.
An unsecured loan means that there is no security against the loan.
~ The graphical representation of loan calculations is not precise and is representational only.
The calculations provided are estimates only and based upon the information entered into the calculator by the user. The calculations do not include upfront or continuing credit fees and charges. The resulting calculations do not constitute a loan application or variation to an existing CUA facility, loan offer or loan approval
We’re proud to have been awarded Australia’s Best Large Credit Union in the Mozo Experts Choice Awards for the third year in a row!
Need to buy a car, consolidate debt or make some home improvements? A personal loan can help.
Plus, CUA Personal Loans offer competitive interest rates and no fees and charges for additional repayments or early payout if you decide to pay your loan off sooner.
What are the steps you should follow for a smooth personal loan application and what information will you need to have at the ready?
As well as the up-front expense of buying a car, there are plenty of other costs to be factored in once you’re on the road.
What’s the difference between a secured and unsecured personal loan and what should you consider when choosing between the two?
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Loans are issued by Credit Union Australia Ltd ABN 44 087 650 959, AFSL and Australian Credit Licence 238317. Lending criteria, limits, conditions and fees apply.
Rates current as at 13 April 2021 and subject to change.
Your loan contract will state the minimum monthly repayment amount. You can arrange with us to make repayments on a weekly or fortnightly basis.
* Comparison rate accurate for $30,000 unsecured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
+ Comparison rate accurate for $30,000 secured loan over 5 years. WARNING: Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
** A $200 minimum withdrawal amount applies for redraws conducted in-branch. Redraw facility is available for CUA Personal Loan products on offer from 6 June 2017.
^ $1,000 minimum loan amount in branch, $5,000 minimum loan amount online. Available loan term is 1 to 7 years.
‡ $1,000 minimum loan amount and $100,000 maximum loan amount available in branch. $5,000 minimum loan amount and $60,000 maximum loan amount available online. Available loan term is 1 to 7 years.